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Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy insurance. That’s […]

What Umbrella Insurance Is and Who Needs It Insurance policies can be confusing, so it’s nice when you can at least understand what their names mean. Umbrella insurance provides us with a perfect example a self-explanatory name. On the most basic level, insurance policies and umbrellas perform the same function: protection. Insurance protects you from financial hardships and an umbrella protects you from nasty weather. A cynic might argue that insurance is just a waste of money because you don’t receive anything tangible from it unless something bad happens. These folks would rather keep their money or spend it on other things than protection against the risk that something might happen. To counter this argument, we once again refer to the umbrella analogy. Do you really need to buy an umbrella? No. It’s […]

Swimming Pools Require Adequate Homeowners Insurance There’s no doubt about it, swimming pools are fun and can create memories that are unbeatable. But with the fun and good times comes an added risk and responsibility. If you have a swimming pool or even a hot tub, you should know how it affects your homeowners insurance. […]

Protection for You When Someone Else Should Pay (But Doesn’t) Most people try to do the right thing, but some people don’t. Uninsured motorist insurance helps protect one of those groups from the other. A car accident is traumatic enough without having to worry about how to pay damages on a crash that isn’t your […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]